Payments

The Payments module of Iziago allows you to create transfer remittances (salary, cash transfers, etc.) to then send them to your banks.
Note: In Iziago, "transfers" must always be included in a "transfer remittance".

The Payments module is composed of the following sections:

  • Dashboard: To search for your domestic, international and SEPA transfer remittances, and print the remittance confirmation notes.
  • Remittances: To manage your domestic, international and SEPA transfer remittances, and send them (by downloading them) to your banks.
  • Remittance templates: To manage your remittance templates of domestic, international and SEPA transfers.

Terminology

  • Transfer: Set of data communicated to a bank by the owner to transfer funds to another bank account. In Iziago, a transfer must always be included in a transfer remittance.
  • Domestic transfer: A transfer is said domestic when the bank account to be debited and the bank account to be credited are in the same country and have the country's currency.
  • SEPA transfers: A SEPA transfer is a transfer in euros between two accounts situated in the SEPA zone (Single Euro Payments Area).
  • International transfers: For accounts situated in the SEPA zone (Single Euro Payments Area), an international transfer is a transfer in euros to a country situated out of the SEPA zone or a transfer in a currency other than euro.
    For accounts situated outside the SEPA zone (Single Euro Payments Area), an international transfer is a transfer from a country to another one. An international transfer is also used for a transfer inside a country with a different currency than the one used in the country.
  • Transfer remittance: Set of transfers whose type is identical which is sent as a single batch to a bank in order to be carried out at a given date. In a remittance, the debtor account and the execution date are identical for each transfer. A remittance can contain one or several transfers.
  • Remittance templates: If you have to send regularly the same transfer remittance, salary transfers for example, we recommend saving it as a remittance template. A remittance template can be used as many times as you wish. It can save time when creating remittances.

Prerequisite

You can create payments from a bank account only if that account is "activated" for the Payments module. If necessary, to check and modify the account activation, go to Settings > General settings > Accounts menu. For further information, refer to Payment settings.

Rights…

The rights have to be defined by the administrators in the Users and rights > User administration > Users menu. (If necessary, refer to Set user rights).
Note: If your rights are modified, you have to log out and log in once more so that the changes are taken into account.

… to manage the settings of the accounts for the Payments module

  • To display the account settings for the Payments module, you must have the Display right on the Banking communication function of the Settings module.
  • To modify the account settings for the Payments module, you must have the Create, modify and delete right on the Banking communication function of the Settings module.

… to create a remittance template

  • To create a remittance template of a domestic transfer, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – Domestic transfers function.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To create a remittance template of a SEPA transfer, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – SEPA transfers function.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To create a remittance template of an international transfer, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – International transfers function.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.

… to edit or delete a remittance template

  • To edit or delete a remittance template of a domestic transfer, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – Domestic transfers function.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
  • To edit or delete a remittance template of a SEPA transfer, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – SEPA transfers function.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
  • To edit or delete a remittance template of an international transfer, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – International transfers function.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.

… to import transfers in a remittance template

  • To import domestic transfers in a remittance template, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – Domestic transfers function.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To import SEPA transfers in a remittance template, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – SEPA transfers function.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To import international transfers in a remittance template, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Templates – International transfers function.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.

… to create a remittance or copy a remittance in a template

  • To create or copy a domestic transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on the appropriate domestic transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To create or copy a SEPA transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on the appropriate SEPA transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To create or copy an international transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on the appropriate international transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.

… to edit or delete a remittance

  • To edit or delete a domestic transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on the appropriate domestic transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
  • To edit or delete a SEPA transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on the appropriate SEPA transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
  • To edit or delete an international transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on the appropriate international transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.

… to display a remittance, search a remittance and its transfers and print remittance confirmation notes

  • To display, search a domestic transfer remittance and print confirmation notes, you must have the following rights:
    • For the Payments module, you must have the Display right on the appropriate domestic transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
  • To display, search a SEPA transfer remittance and print confirmation notes, you must have the following rights:
    • For the Payments module, you must have the Display right on the appropriate SEPA transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
  • To display, search an international transfer remittance and print confirmation notes, you must have the following rights:
    • For the Payments module, you must have the Display right on the appropriate international transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.

… to download a remittance

  • To download a domestic transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Send right on the appropriate domestic transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the creditors of the transfers belong.
  • To download a SEPA transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Send right on the appropriate SEPA transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the creditors of the transfers belong.
  • To download an international transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Send right on the appropriate international transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the creditors of the transfers belong.

… to send a remittance or cancel the sending of a remittance

  • To send or cancel the sending of a domestic transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Send right on the appropriate domestic transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the creditors of the transfers belong.
  • To send or cancel the sending of a SEPA transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Send right on the appropriate SEPA transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the creditors of the transfers belong.
  • To send or cancel the sending of an international transfer remittance, you must have the following rights:
    • For the Payments module, you must have the Send right on the appropriate international transfer remittance sub-type: Ordinary, Treasury, or Salary.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the creditors of the transfers belong.

… to import transfers in a remittance

  • To import domestic transfers in a remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Remittances – Domestic transfers function.
    • You must have the Domestic transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To import SEPA transfers in a remittance, you must have the following rights:
    • For the Payments module, you must have the Create, modify and delete right on Remittances – SEPA transfers function.
    • You must have the SEPA transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.
  • To import international transfers in a remittance, you must have the following:
    • For the Payments module, you must have the Create, modify and delete right on Remittances – International transfers function.
    • You must have the International transfers right (Ordinary, Treasury, or Salary) on the debtor account.
    • You must have the Use right on the groups to which the transfer creditors belong.